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Yes, one of my trainers years ago, hated the term cardio... when it was being used for a fat burning exercise because cardio can be the bike, but so can fat burning, your heart rate really needs to be in the fat burning zone to burn fat, too high... a cardio zone and it just kind of skips the fat. Of course your fat % will go down, but faster if you slow it down into that zone. 3500 calories= 1 lb. Now depending on your height, weight, and level of activity an average person (female)may burn 2200 cal. a day. So to maintain you weight you would eat 2200 cal. So if you are trying to lose weight you need to drop the calories and increase exercise (fat burning exercises... ride a bike or a brisk walk)But, as a 48 year old man who is... or will be active around 2950 cal. is what will maintain you. So you will want to drop that. But it isn't this simple... because muscle is heavier than fat. If you drop your calorie intake too low (under 800) your body thinks it is being starved (which it is) and then your body will want to save the fat (it's layer of protection) and will sacrifice the muscle. Plus it's not like you can get on a treadmill and run a few hours till you've hit 3500 cal. burned and hop off and instantly weigh a pound less. Your body has to process it. Best bet: drop calories to around 1500 on days you don't lift weights, eat 3 healthy well balanced meals, don't skip breakfast it is what gets your body started, drink at least 80 oz.of water, have 1 snack... like an apple, and a fat burning exercise (keep in the fat burning zone for at least 45 min) you should see great results fast in the beginning, but then it may slow, which is fine,because you may hit a plateau. Just switch things up a bit in your exercise routine to move out of it. Also yogurt... have a fat free yogurt with breakfast and lunch if you can, studies have shown that yogurt helps get rid of fat, and that 2 yogurts a day more than tripled the fat loss of those who had none, and 1.5 times more fat loss than those who had 1. Lifting weights is great too, it builds more muscle, which in turn burns more fat. Just remember muscle is heavier than fat so as you build it your weight may not go how you thought it would, so keep measurements, because sometimes the weight doesn't change but the inches do. Days that you do lift weights... 30-60 min. before your workout drink a protein shake... I like myoplex lite... and if you feel like you need it, or it is going to be awhile till you can eat and get some protein in you after your workout have another shake. The myolex lites only have 180 cal. and 25g protein so an extra 360 on workout days isn't bad at all. Even the days you lift... do not forget to do fat burning. Eating advice- eat! try not to skip meals, passing on a meal really is not good. Stay away from sugar substitutes, splenda and stevia are fine. example- BREAKFAST 1/2 cup cereal(hot or cold) with 1/3 cup skim milk OR 1/2 bagel OR 1/2 english muffin OR slice of toast OR 1 reduced fat waffle w/ 2Tbsp. sugar-free syrup AND Fresh fruit- 1/2 grapefruit OR 1 cup melon OR 1 small apple, orange, peach OR 1/2 cup of canned fruit in natural juices OR 1/2 cup fruit juice AND 1 cup skim or 1%milk OR low-fat yogurt (100 cal. type... yoplait for example) AND 1 Tsp. reduced fat margarine OR 2 Tsp. low sugar jelly OR 1 Tsp. fat-free cream cheese OR 1 Tsp nondairy creamer (if you like it in your coffee) AND water (always) you can have coffee or tea too Now this may seem like alot of food but it isn't, it's choices you can combine to have something different everyday. If you chose... lets say... Life cereal with milk, 1/2 cup of OJ (I like Topicana light and healthy), a yogurt, and coffee with creamer... you would have a pretty good breakfast that only has about 325 cal. Stay away from bacon and sausage for now,fast food and fried foods. I really love bacon, but if you are trying to lose weight, they will not help in any possible way. Once you have it your goal... that's a different story, now and then is fine, because you are then trying to maintain, not lose. LUNCH 2 slices of diet bread (I love Pepperidge Farm light style) OR 1/2 pita bread AND 2oz. of skinless chicken OR turkey breast, OR 2oz. shrimp OR tuna (in water) OR 2 oz. fat free cheese OR 1 oz. lean roast beef, ham, OR low fat sandwich meat AND 1 cup total of salad, veggies,or combo of both AND Fresh fruit OR canned (same as what you would have for breakfast, just not the juice option) AND 1 Tsp. margarine or mayo OR 2 Tsp.peanut butter OR salad dressing (1 Tbs. regular or 2 Tbs. reduced-fat) AND 1 Tsp.fat-free mayo OR salad dressing OR 1 Tbs. Ketchup OR 1 Tbs. mustard AND a drink... water is great, so is tea So now a lunch might look like this... a sandwich with, mustard, turkey, lettuce and tomato. Small salad with dressing (Kraft fat-free Caesar Italian), and a small apple. Now this meal may run you around 380-400 cal. Now if you don't want the bread, just a salad make it a big one... say 3 cups total, but don't forget to add your meat to it. SNACK Usually I have my apple from lunch here with some peanut butter (1 Tbsp) or a fat-free yogurt either way 100 cal. DINNER 1/2 baked potato OR 1/2 cup pasta, rice,corn, peas, or mashed potato OR 1/2 a hot dog or hamburger bun OR slice of bread OR small roll AND 4 oz. of fish, chicken breast, turkey breast, shrimp, scallops, or crab OR 3 oz. lean beef, pork, veal, lamb, salmon, or leanhamburger patty OR areduced-fat hot dog AND pick 2 of these- 1/2 cup cooked asparagus, beans, broccoli, carrots, cauliflower, spinach, summer squash, tomatoe sauce, or zucchini... a salad that totals 1 cup AND 1 Tbs. fat-free margarine OR 1 Tbs. Salad dressing OR 2 Tbs. reduced fat salad dressing OR 1 Tbs. sour cream OR 1 Tbs. ketchup OR 1 Tbs. taco sauce OR 1/4 cup of salsa. AND drink... water... tea So now this meal may look like this 1/2 cup of wild rice with grilled salmon, steamed asparagus tips, a small salad with dressing... and this would be about 370 cal. so lets see breakfast 325, lunch 400, snack 100, dinner 370 that totals right about 1200 cal. not too bad. Now everyday may not be 1200... and this days set up might be a good one on lifting days. good luck to you